Auto Loans & Leases - Falls River - Finance Center

Our used car dealer serves drivers that want a vehicle they love at a price that they appreciate even more, and there are several ways that we go about providing this to customers. The wide selection of used cars, trucks, and SUVs is one of those ways, and our help continues after you find the vehicle you want with our auto finance center. Our used car loan experts work with any car shopper that needs help, including those with bad credit, and our buy here, pay here model provides additional benefits. Read on to learn more about the finance center at Empire Pre-Owned Superstore!

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

What Our Auto Finance Experts Can Do for You

Our finance experts make sure that you understand every aspect of auto loans, especially for used vehicles. That means highlighting how different loan lengths and down payments impact your monthly payment and what you can expect to pay over the entire length of your loan. We're happy to talk about vehicle trade-ins and how those lower the cost of your next vehicle, and you can always call or email our used car dealer near Providence, RI.

We treat every guest with the same respect and assistance, and we specialize in helping those with poor or no credit find loans that work for their budgeting. Your credit history shouldn't stop you from getting a vehicle you need for commutes, errands, and other trips, which is why we go out of our way to connect customers with financing that suits them. We're happy to talk about your options as your handling your search, and we'll work with you if you want to refinance or adjust your loan even after you've signed.

Advantages of Empire E-Z Buy

Another reason that car shoppers enjoy working with our dealership is the Empire E-Z Buy tool. This online car-buying resource lets you select the model you want and figure out financing for it from the comfort of your home. That means that you have all the paperwork you need on hand and can take the search and application at your own speed and on your own time. The steps to an Empire E-Z Buy purchase are simple, and we're always here to answer any questions you may have!

Benefits of Buy Here, Pay Here Financing

We're a buy here, pay here used car dealer serving the Providence area, and there are several benefits to that type of finance process. We'll handle all of our auto financing in-house, so you'll be able to talk with the loan experts that are going to draw up your agreement. We're open about all parts of used car loans and can go over the entire loan agreement with you. One benefit of buy here, pay here is that you can come back to us to go over refinance options, and we're always ready to talk about those if you improve your credit or something else has changed regarding your financial situation.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Helpful Online Financing Tools:

  • Check Out Our Financing Specials: If you're looking for something extra to sweeten the pot, you might just find a great money-saving special in our financing special page. Can't hurt to check!
  • Value Your Trade: For those Providence area drivers planning to trade in their current vehicle when they trade up to one of our outstanding models, this tool can give you a better idea of the trade-in value of your car. If you're a planner, this is a great way to have a clearer picture of your entire financial landscape before walking through the showroom doors.
  • Estimated Payment Calculator: Another one for the planners, this tool lets you input details about your finances so you can estimate what your monthly payments could look like, adjusting for variables like down payment or interest rate.
  • Start Your Application Online: If you've done the research, found the model, and you're ready to get the ball rolling, start your financing application online and save yourself the time and hassle at the dealership!

Contact Our Used Car Financing Experts near Warwick, RI

Our finance center is a key part of our used car dealer and how we help so many different drivers in the area. We make it easy to buy used cars online and to see what we currently have to offer, and you're always welcome to visit to see our quality pre-owned vehicles and talk with finance experts. You should contact our dealership with any of your questions and to chat more about used car loans for all credit histories!

Your privacy is important to us.

Empire New to You takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Empire Pre-Owned

    2153 GAR Hwy
    Swansea, MA 02777

    • Sales: 855-476-5100
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Get in Touch

  • Contact our Sales Department at: 855-476-5100
  • Monday9:00AM - 7:00PM
  • Tuesday9:00AM - 7:00PM
  • Wednesday9:00AM - 7:00PM
  • Thursday9:00AM - 7:00PM
  • Friday9:00AM - 7:00PM
  • Saturday9:00AM - 6:00PM
  • Sunday11:00AM - 3:00PM